401(k) Rollover Guides

Clear guides to 401(k) rollovers, old accounts and the rules that cost people money when they change jobs.

• Direct vs. Indirect Rollover: How the 60-Day Rule Works

  Why a direct rollover avoids the 20% withholding trap, how the 60-day rule works, and what happens if you miss it.

  5 min read · Updated October 29, 2026
• What Happens to Your 401(k) When You Leave a Job

  Vesting, small-balance cash-outs, outstanding loans and the deadlines that matter after you change jobs.

  5 min read · Updated October 29, 2026

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